Zakat Pendapatan/Simpanan; Sudahkah Dilunaskan?

Assalamualaikum & Salam Ikhlas Penuh Ukhuwwah.

Abang-abang, akak-akak, sahabat-sahabat & adik-adik yang dirahmati Allah,

Sebagai makluman kepada yang tak tau dan peringatan buat yang lupa...

Menjelang Ramadhan ini, ramai orang yang sibuk menjelaskan zakat fitrah bagi melunaskan tanggungjawab sebagai seorang Islam yang mukallaf. Cuma dikhuatiri ada yang terlupa berkaitan zakat pendapatan, zakat wang simpanan & zakat perniagaan bagi yang bukak bisnes (di samping zakat-zakat lain, tapi rasanya dua/tiga ni je yang releven untuk kita sebagai alumni buat masa ni). Mungkin ada yang terlepas pandang tentang zakat pendapatan kerana mungkin lebih menekankan cukai pendapatan, atau nama manjanya income tax yang memang dikuatkuasakan bayarannya oleh kerajaan (sebab tu sumber kewangan mereka). Tapi zakat pendapatan & wang simpanan? Seringkali dipandang sepi dan tak pasti berapa ramai orang Islam kat Malaysia ni yang prihatin terhadap kewajipan ini.

Lama dulu, saya pernah bertemu dengan pegawai Pusat Pungutan Zakat untuk mendapatkan penjelasan tentang syarat-syarat dan cara pengiraan zakat pendapatan yang betul. Mudah je dan boleh dilakukan sendiri. Dan jangan risau, jumlahnya takde la sebanyak yang dijangka. Cuma 2.5% daripada hasil pendapatan tolak perbelanjaan setahun. Boleh saya nyatakan, bagi seorang bujang yang baru kerja bergaji lebih kurang RM2000 sebulan, Insuran Takaful RM100, bagi mak ayah RM250, sewa rumah RM150 (sebab kongsi dengan member), so jumlah zakatnya bagi tahun itu tak sampai pun RM180, berbanding pendapatan tahunan yang mencecah RM24000!. Kiraan juga mengambil kira saraan hidup isteri dan anak-anak (bagi yang berkeluarga) dan ansuran bayaran PTPTN/JPA serta ansuran rumah pertama bagi yang masih berhutang. So, kurang lagi la daripada RM180. Jumlah bayarannya memang tidak membebankan.

Saya sertakan di bawah, link untuk kira zakat pendapatan:

http://www.zakat. com.my/kalkulator/pendapatan. html

Bagi yang bergaji besar dan sudah layak dikenakan income tax (katalah lebih daripada RM3000 sebulan), bayaran zakat anda jika melalui institusi zakat kerajaan yang disahkan, boleh dipotong daripada bayaran income tax tahunan anda. Yang penting simpan resit asal.

Ni pulak link untuk kira zakat wang simpanan:

http://www.zakat. com.my/kalkulator/wangsimpanan. html

Bagi zakat wang simpanan pula, kita diwajibkan bayar bila cukup haul (setahun) & cukup nisab (RM6200). Ini bermaksud, kita perlu bayar zakat ikut baki terendah setiap tahun, jika nilainya melebihi RM6200. Tapi bagi yang menyimpan dalam Tabung Haji & Bank Islam, tak perlu risau sebab wang simpanan anda memang dah dibayar zakatnya oleh bank berkenaan. Jadi dah tak perlu bayar zakat untuk simpanan di bank-bank tersebut.

Di samping bayaran terus kepada Pusat Zakat (yang berada dibawah kerajaan), terdapat beberapa pihak lain yang boleh kita salurkan zakat kita. Saya telah menghubungi Pejabat Setiausaha Agung PAS untuk mendapatkan penjelasan berkaitan bayaran zakat ini. Info yang diperolehi, pihak PAS juga ada mengadakan kutipan zakat fitrah dan juga zakat-zakat yang lain yang akan disalurkan kepada fakir, miskin dan fisabilillah. So, di samping membayar zakat, kita juga dapat menyumbang kepada perjuangan Islam. Bayaran zakat juga boleh disalurkan terus kepada PESMADA (Pekerja Sepenuh Masa) yang dikategorikan sebagai asnaf fisabilillah. Ia pasti memberikan keuntungan yang bukan sedikit kepada perjuangan Islam. Tetapi suka diingatkan, Pejabat PAS tidak dikira sebagai institusi zakat yang diperakui kerajaan (of course la). Justeru, bayaran zakat kepada PAS tidak boleh ditolak dalam income tax.

Saya sertakan no handphone salah sorg amil zakat PAS yg dinyatakan. Beliau adalah salah seorang pegawai PAS di Pejabat Agung, Jalan Raja Laut.

Suhaimi: 019-6039187

Kalau nak info lanjut tentang pengiraan, boleh try tengok website Pusat Pungutan Zakat di http://www.zakat. com.my/ atau hubungi mereka di talian 03-26936389. Kalau segan atau tak jumpa jalan, boleh tanya pada Ustaz-ustazah.

Sekian, sekadar ingat mengingati. Sama-sama kita ambil kelebihan amalan di bulan Ramadhan untuk melunaskan tanggungjawab kita sebagai pembayar zakat.

Selamat Menjalani Ibadah Ramadhan.

-qalambiru-

2 Ramadhan 1429 (020908)

Pilih keturunan yang baik

Drew's talent is a family heritage: The name Barrymore conjures up an unparalleled line of theatrical greats stretching back to the 19th-century English actor Maurice Barrymore, his actress wife, Georgiana Drew, and the theater and film standouts Lionel and Ethel, Drew's great-aunt and-uncle. But if acting is one Barrymore legacy, so too is tragedy. Grandfather John Barrymore, one of the finest Shakespearean and movie actors of the 1920s and '30s, drank himself to death at age 60. Aunt Diana Barrymore confessed her reckless hunger for booze and drugs in the 1957 best-seller Too Much, Too Soon. Drew's father, sometime actor and poet John Drew Barrymore, has a history of alcoholism and drug arrests and hasn't seen his daughter in seven years. Of them all, little Drew seems to have been driven earliest by the dark Barrymore destiny.

Artis Mencari Kebenaran dengan Alkohol dan Seks

Saya yakin artis malaysia juga akan jadi seperti ini. Apa yang kita lihat semakin ramai artis terlibat dalam perhubungan intim di pentas apatah lagi di belakang pentas. Saksikan apa yan gberlaku kepada artis-artis ini sehingga mereka sendiri terpaksa meminta menjalani pemulihan dari beberapa jenis ketagihan.


LOS ANGELES (Reuters) - Did life imitate art when David Duchovny, who plays a sex-mad writer on the hit US TV show "Californication", seek treatment for sex addiction?

Sexual health experts estimate that about 3-5 percent of Americans have the disorder, including women.

According to the Mayo Clinic, symptoms range from rampant promiscuity to spending hours looking at pornography and using sex to escape from problems such as depression or stress. It is often accompanied by secrecy and shame, and sufferers have difficulties with emotional intimacy. [source]

David Duchovny Photo by: Jeffrey Mayer / WireImage

David Duchovny has entered a rehabilitation center for sex addiction, his lawyer, Stanton "Larry" Stein, tells PEOPLE exclusively.

"I have voluntarily entered a facility for the treatment of sex addiction," the actor says in an exclusive statement. "I ask for respect and privacy for my wife and children as we deal with this situation as a family."

Duchovny, 48, has been married to actress Téa Leoni since 1997. They have two children, daughter Madelaine West, 9, and son Kyd, 6. [source]




Before she entered rehab on May 28, it looked as if nothing—not a car crash, a drunk driving charge or even sheer burnout—could derail Lindsay Lohan's notoriously high-velocity life. Kicking off the holiday weekend on May 25, the actress and a posse of pals turned up at Hollywood restaurant and lounge Les Deux, where she smoked, chatted with fellow clubgoer Paris Hilton and danced to the indie-rock playlist until closing time at 2 a.m. Says an observer: "She was in the middle of the table, laughing and trying to be noticed the whole night." [source]

Perfume 'risk to unborn babies'

The first three months of pregnancy are vital to future fertility

Pregnant women have been told that using perfumes or scented creams may increase the risk of unborn boys developing infertility in later life.

Edinburgh University researchers claimed a crucial window between eight and 12 weeks of pregnancy determined future reproductive problems.

They believe that exposure to chemicals found in cosmetics during this period may affect later sperm production.

But they stressed there was not yet conclusive proof this was the case.

The research team was led by Professor Richard Sharpe of the Medical Research Council's Human Reproductive Sciences Unit, based in Edinburgh.

Testicular cancer

During tests on rats, they blocked the action of androgens, which include male sex hormones such as testosterone.

The experiments confirmed that if the hormones are blocked, the animals suffered fertility problems.

Some of the chemicals which can block the hormones are widely used in the production of items such as cosmetics, household fabrics and plastics.

Prof Sharpe said the chemicals may also increase the risk of baby boys developing other reproductive conditions in later life, including testicular cancer.

He added that women planning on becoming pregnant should avoid putting any cosmetic products on their skin which could then be absorbed into their bodies. [source]

Suami Lacur Saya

KUALA LUMPUR: Seorang terpaksa manakala seorang lagi rela, tetapi situasi dihadapi tetap sama — dijual suami yang malas kerja tetapi mahu hidup senang, walaupun terpaksa makan hasil ‘duit lendir’.

Begitulah nasib dua wanita yang menjadi pelacur dan pelayan pelanggan (GRO) selepas mendirikan rumah tangga dengan lelaki dicintai yang kononnya sanggup hidup susah senang bersama-sama hingga ke akhir hayat.

Zulaika, 35, dan Amelia, 30, yang dipertemukan dengan Metro Ahad dengan pertolongan sumber yang pernah menggunakan khidmat kedua-dua wanita Melayu beragama Islam itu, menceritakan pengalaman masing-masing dalam dunia hitam penuh noda dan dosa. [sumber]

Red Bull gives you wings - and heart trouble?

(Nigel Morton)

Does Red Bull give you more than just wings?

Sophie Tedmanson in Sydney and David Rose

Red Bull may claim to “give you wings” but drinking too much of the popular energy drink may also lead to heart damage, a study suggests.

A study of 30 university students aged between 20 and 24 years old found that drinking just one 250ml sugar-free can of the caffeinated energy drink increased the “stickiness” of the blood and raised the risk of blood clots forming.

Using tests to measure blood pressure and the state of blood vessels around the body, the Australian researchers said that after drinking one can participants had shown a cardiovascular profile similar to that of someone with heart disease.

Red Bull today emphatically denied that the drink, which is distributed to 143 countries worldwide, was dangerous. In a statement, it said that Red Bull had been proved safe by “numerous scientific studies”, and that it had never been banned from anywhere it had been introduced.

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Scott Willoughby, of the Cardiovascular Research Centre at the Royal Adelaide Hospital and Adelaide University, said that he was alarmed at the results, and suggested that older adults who already have symptoms of heart disease should refrain from drinking too much of the energy drink.

“After one can it seemed to turn the young individual into one with more of the type of profile you would expect to see with someone with cardiovascular disease,” he said. “People who already have existing cardiovascular disease may want to talk to their physician before they drink Red Bull in future.”

Previous studies have examined the effects of consuming Red Bull, one can of which contains 80mg of caffeine — around the same as a cup of filter coffee — and taurine, an amino acid commonly used in energy drinks.

An estimated 330 million litres of energy drinks were consumed in Britain last year, a market worth £1 billion. However Red Bull is banned in countries such as Norway, Uruguay and Denmark because of health fears.

Last year a research team from Henry Ford Hospital in Detroit presented a paper to the American Heart Association suggesting that energy drinks may boost heart rates and blood pressure levels. The results, from a small study, prompted them to warn against consumption by those with cardiovascular problems.

Earlier this year a teenager from Darlington was sent to hospital after drinking eight cans of Red Bull. Paramedics reported that the 15-year-old suffered heart palpitations.

Last year a large study of American college students found that those who drank energy drinks mixed with alcohol during a night out were twice as likely to be injured or otherwise come to harm than those who consumed alcoholic drinks on their own.

Dr Willoughby said that he was prompted to conduct the study after recent reports of deaths in young people who had consumed large amounts of the energy drink before they died.

The high levels of caffeine in Red Bull was suspected to be a contributing factor in the death of a 40-year-old man in Oxford who suffered a fatal heart attack in April after collapsing at an Asda store where he worked. In 2007 an 18-year-old British basketballer died after consuming three cans of the drink, and in July 2001 and 33-year-old Australian man died of a heart attack after drinking a pitcher of Red Bull and vodka.

“There was enough anecdotal evidence to catch my attention,” Dr Willoughby said. He added that previous studies had shown caffeine and taurine to have an effect on blood platelets and heart function, sometimes with beneficial results, such as boosting endurance while exercising.

But, he added, “maybe there’s something quirky about the effect of the combination of the two in the drink which is causing this reaction, this is what we need to look at next.”

The results shocked the 30 students, some of whom drank up to eight cans a night to help them stay awake to study, and many now refuse to consume the energy drink again. Dr Willoughby said he now aims to extend this preliminary study to a larger group of students to verify the results.

Linda Rychter, a spokeswoman for Red Bull in Australia, said that the report would be assessed by the company’s head office in Austria. “The study does not show effects which would go beyond that of drinking a cup of coffee. Therefore, the reported results were to be expected and lie within the normal physiological range,” she added.

Red Bull, which has the catchphrase “Red Bull gives you wings”, was created in Austria in the 1980s. The company last year sold 3.5 billion cans of the drink in 143 countries. Cans of Red Bull already carry health warnings advising customers not to drink more two cans a day. [source]

Got Burned yet? Dangers of Sunburn

Do you spend a lot of time in the sun? No one tries to deliberately get sunburned, but it’s all too easy to overdo it. Overexposure to the sun can cause more than just temporary discomfort. It can also cause permanent changes, including premature wrinkling and aging of the skin, DNA damage, cataracts, and even some types of skin cancer.

Fair-skinned people are the most susceptible, but that doesn’t mean that darker-skinned people are safe from the sun, especially in tropical or subtropical climates.

You may experience a higher risk of sunburn when you indulge in your favorite outdoor activity, too—high altitude activities like mountain climbing or skiing, or sports that don’t involve a lot of protective clothing like surfing or boardsailing increase your exposure to ultraviolet light and thus increase your chances of burning. Time of exposure also matters. The mid-day sun is far more intense than later in the day or early in the morning. Also, spring and summer sun is more intense than fall and winter sun.

There are some less obvious things that will increase your risk of sunburn, too. Certain foods, such as limes, parsnips, celery and figs contain psoralens—chemicals that sensitize the skin to sunlight. If you eat psoralen-containing foods before spending a day in the sun, you are much more likely to get a severe sunburn.
Some drugs sensitize the skin to the sun also. The most common is the antibiotic tetracycline, and its close relatives like doxycycline. Certain diuretics, acne medicines and oral contraceptives may also increase your susceptibility to sunburn.

The best thing you can do about a sunburn is prevent it from happening. When possible, avoid mid-day sun exposure, especially in the spring and summer. Protective clothing, including wide-brimmed hats, can help minimize exposure. If you can’t avoid spending time in the sun, use a good sunscreen.

Sunscreens with a protective factor of 15 or greater (SPF 15) are best. Ultraviolet B rays (UVB) cause most sunburn, and PABA-containing sunscreens protect well against UVB. Some people cannot tolerate PABA. PABA-free sunscreens containing benzophenones and cinnamates work well also. PABA doesn’t block ultraviolet-A (UVA) radiation. UVA rays cause skin reactions from drugs or psoralens. TO protect against the sun when eating a psoralen-rich diet or taking sun-sensitizing medication, use a sunscreen with benzophenones.

Sunscreen is most effective when you apply it at least half an hour before you go out in the sun. This gives the active ingredients time to bind to the stratum corneum (a layer of your skin). After swimming, or just sweating a lot, you should reapply the sunscreen.

Common as it is, there really aren’t many ways to effectively treat sunburn. Non-steroidal anti-inflammatories like aspirin can reduce redness if taken within the first 24 hours. Cool water compresses may help, and feel soothing. Topical medications with ‘caine in the name should be avoided as they may cause allergic sensitization. In fact, if you’ve managed to get sunburn, there is one proven treatment… time. [source]